Learn — the briefings
Read the fine print before anyone reads it to you.
Plain-language briefings on how funding and applications work.
Topic 01
Open the Funding Guide →Funding Guide
Find the funding products that are right for you.
018 Types of Business Funding: What They Are and When Each One FitsA mobile-friendly guide to SBA 7(a), SBA Express, DSCR loans, equipment financing, term loans, business lines of credit, revenue-based financing, and merchant cash advances.02How the Funding Guide Tool Narrows Eight OptionsSee how the FindFundCall Funding Guide starts with eight business funding products, removes options that conflict with your answers, explains every elimination, and ranks the survivors.03The 6 Questions Behind Your Business Funding RoadmapThe first five Funding Guide questions remove loan types that conflict with your situation. The sixth ranks the products that survive by speed, cost, flexibility, or amount.
Topic 02
Open the MCA Decoder →MCA Decoder
Understand merchant cash advances, factor rates, estimated APR, and repayment.
01What Is a Merchant Cash Advance and When Does It Make Sense?A merchant cash advance can move quickly, but the factor rate hides how expensive the money can be. Here is how repayment works, how to estimate APR, and when the tradeoff may be defensible.02What Does a 1.30 Factor Rate Mean?A 1.30 factor rate means repaying $1.30 for every $1 advanced. See the dollar cost, estimated APR at different terms, and the payment questions to ask before signing.03MCA Factor Rate to APR: How to Convert the Real CostA factor rate tells you the total payback, not the annual cost. Convert an MCA factor rate to an estimated APR using the advance, repayment term, payment frequency, and fees.04MCA Refinancing: Best PracticesBefore replacing an MCA, get the written payoff, calculate the cost from today forward, and compare payment relief against the new debt you would create.
Topic 03
Open the Loan Translator →Loan Translator
Compare offers and translate lender language into plain numbers.
01How to Compare Business Loan OffersCompare business funding offers using the same amount received, estimated APR, total dollar cost, payment size, payment frequency, term, fees, and early-payoff rules.02Loan Terms in Plain English: What Lenders Say and What They Actually MeanAPR, factor rate, payment frequency, fees, collateral, residual value, and prepayment rules—translated into the numbers that decide what an offer really costs.
Topic 04
Open the SBA Eligibility Checker →SBA Eligibility
Understand the program rules and evaluate whether your business fits.
01SBA Loan Eligibility RequirementsUnderstand the official SBA 7(a) eligibility gates and the separate credit, cash-flow, time-in-business, collateral, and documentation factors lenders use to underwrite an application.02The SBA 7(a) Loan: What It Is, Who It Is For, and How to Know If You QualifyThe SBA 7(a) program can offer competitive rates, long terms, and broad uses. Here is what SBA guarantees, what the lender decides, and which “requirements” are really lender preferences.
Topic 05
Open Oracle →Oracle — Get Funded
See how the self-serve funding application works before you begin.
Topic 06
Open the DSCR Analyzer →DSCR Analyzer
Learn how property cash flow shapes real estate loan eligibility.
When you're ready for funding: see your options with Oracle — no broker calls, no hard credit pull to see your range.